Denali State Bank: Rates

Rates

CERTIFICATE OF DEPOSITS, IRAs, SAVINGS &
         MONEY MARKET ACCOUNT RATES

   Annual Percentage Yield (APY) rates based on the following:
   Certificate of Deposits (CD) are based on a minimum $500.00 deposit.
   Smart Step CD's are based on a minimum $1,000.00 deposit.
   Savings, Money Market & IRA accounts are based on a $100.00 deposit.
   Christmas Club CD based on a $20.00 deposit.

CERTIFICATE OF DEPOSIT
TERM	RATE	APY	TERM		RATE		APY
14 Day	.50%	.50%	12 Month		2.25%		2.25%
30 Day	.50%	.50%	2 Year		2.75%		2.75%
60 Day	.50%	.50%	3 Year		3.00%		3.00%
90 Day	1.75%	1.76%	4 Year		3.25%		3.25%
182 Day	2.00%	2.02%	5 Year		3.50%		3.50%
SMART STEP CDs				RATE		APY
12 Month Smart Step 1 coupon issued				2.00%		2.00%
18 Month Smart Step 2 coupons issued				2.25%		2.25%
24 Month Smart Step 2 coupons issued				2.50%		2.50%
INDIVIDUAL RETIREMENT ACCOUNTS (Traditional, Roth, and Education Savings Accts)				RATE		APY
IRA – 12 Month CD Fixed Rate Variable Rate				2.50%		2.52%
IRA – 18 Month CD Fixed Rate Variable Rate				2.75%		2.78%
IRA – 2 Year CD Fixed Rate Variable Rate				2.75%		2.78%
IRA – 3 Year CD Fixed Rate Variable Rate				3.25%		3.29%
SAVINGS/MONEY MARKET/INTEREST CHECKING				RATE		APY
Interest Bearing Checking Accounts Classic Gold, Denali Investor, Business				.40%		.40%
Xtreme Checking Level 1 = $.01 - $25,000.00 Level 2 = $25,00.01 - $100,000.00 Level 3 = $100,000.01 – over Personal				2.75% 1.50% .75%		2.79% 1.51% .75%
Savings Accounts: Personal, Minor, Senior, Business MAX Savings: Minors ages 12 and under				.50% .75%		.50% .75%
Money Market Savings Personal, Business				.50%		.50%
Tiered Money Market Savings – Level 1 Level 1 = $100.00 - $25,000.00 Level 2 = $25,000.01 - $100,000.00 Level 3 = $100,000.01 -$250.000.00 Level 4 = $250, 000.01 – Over Personal, Business				.50% 1.00% 1.50% 1.75%		.50% 1.00% 1.51% 1.76%

* Restrictions Apply
Page last updated: July 11, 2008

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