|
|
|
Consumer Loans
Denali State Bank offers a variety of consumer loans for personal products and services. Whether you want to finance a new or used vehicle, gear up for the season with a new recreational vehicle, or use the equity in your home to secure a loan, our friendly staff will assist you with all your financial needs. Contact one of our convenient locations. You can download and print the application form or Apply Online!
Vehicle Loans – A fixed rate, term loan for the purchase of a new or used vehicle, secured by the new or used vehicle. Apply Online!
New Vehicles - Finance up to 100% of MSRP (Manufacturer's Suggested Retail Price) for up to 72 months. Apply Online!
Used Vehicles - Finance up to 100% of the current NADA Retail Guide value for up to 72 months. Finance 75% to 90% on vehicles seven years and older for 24-36 months. Apply Online!
Recreational – A fixed rate, term loan for the purchase of recreational vehicles. Finance 75% to 100% on recreational vehicles such as snow machines, ATVs, boat packages, campers and motor homes. Apply Online!
Unsecured (Signature) – A fixed rate, short-term loan for qualified borrowers. Your signature guarantees this type of loan. Unsecured financing is available to those applicants with an impeccable credit history, a sound employment history and a positive net worth. Apply Online!
A consumer loan may also be secured with the equity in your home. Our staff will help you decide on the home equity loan that is right for you! ! Home Equity Line of Credit (HELOC) – A variable rate, revolving line of credit based on the equity in your primary residence. Lines of Credit offer you flexibility! You may use your line of credit for anything you want, whenever you want! Purchase a new car, take a dream vacation, pay college tuition or start those home improvements you have been putting off! We finance up to 80% of the tax-assessed value less your first mortgage balance. You will not pay finance charges until you access your credit line. Payments are due on the 15th of each month and are 1.5% of the outstanding balance, plus interest or $75 whichever is greater. Draws on the line of credit are available for a 10-year period. Contact us for more details. Download Printable Application Home Equity Fixed Rate Loan - A fixed rate loan for a specific purpose granted for a set period of time based on the equity in your home. You will have a fixed monthly payment. We offer terms up to 120 months and finance up to 80% of the tax-assessed value less your first mortgage balance. Download Printable Application
Deposit customers choosing "Auto Pay" from their Denali State Bank account receive a 1/4% rate reduction on their consumer loans! (Excludes Home Equity Line of Credit)
Quicklinks
|
|
Apply Now for Personal Loans » Learn More |
| Home | Member FDIC | Equal Housing Lender  |