Consumer Loans


Denali State Bank offers a variety of consumer loans for personal products and services. Whether you want to finance a new or used vehicle, or gear up for the season with a new recreational vehicleour friendly staff will assist you with all your financial needs. Start by downloading a printable application or contact one of our convenient locations

Consumer Real Estate Loans


A consumer loan may also be secured with the equity in your home. Our staff will help you decide on the home equity loan that is right for you!

Home Equity Line of Credit (HELOC) – A variable rate, revolving line of credit based on the equity in your primary residence. Lines of Credit offer you flexibility. You may use your line of credit for anything you want, whenever you want! Purchase a new car, take a dream vacation, pay college tuition or start those home improvements you have been putting off. We finance up to 80% of the value less your first mortgage balance. You will not pay finance charges until you access your credit line. Payments are due on the 15th of each month and are 1.5% of the outstanding balance, plus interest or $75 whichever is greater. Draws on the line of credit are available for a 10-year period.  Contact us for more details.   Ready to get things started? Please check out this informative HELOC guide.  Then, download our printable application today! 

Home Equity Fixed Rate Loan - A fixed rate loan for a specific purpose granted for a set period of time based on the equity in your home. You will have a fixed monthly payment. We offer terms up to 120 months and finance up to 80% of the value less your first mortgage balance.  Please call us if you have questions, or you may also download a printable application to get your process started.



Deposit customers choosing "Auto Pay" from their Denali State Bank account receive a 1/4% rate reduction on their consumer loans!  (Excludes Home Equity Line of Credit & CD Secured Loans)








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