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INTEREST-CHK (Personal)

INTEREST-CHK (Personal)

The Business Interest Ckg account is not a consumer account to which Truth in Savings applies.

Interest Rate Information - Your interest rate and annual percentage yield may change. Frequency of interest rate changes - We may change the interest rate on your account at any time.

Determination of interest rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Minimum balance to open the account - You must deposit $500.00 to open this account.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Fees - You may choose one of the following two fee options depending on your needs:

Option 1

•  No imaged copies of your processed items returned in the statement.
•  $8.00 statement service charge, plus $.15 per check.
•  $.20 per item fee for ACH debits and credits.

Option 2

•  Imaged copies of your processed items are returned in the statement.
•  $12.00 statement service charge, plus $.15 per check.
•  $.20 per item fee for ACH debits and credits.

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