Denali State Bank: Rates

Rates

CERTIFICATE OF DEPOSITS, IRAs, SAVINGS & MONEY MARKET ACCOUNT RATES

   Annual Percentage Yield (APY) rates based on the following:

   ♦ Certificate of Deposits (CD) are based on a minimum $500.00 deposit.
   ♦ Smart Step CD's are based on a minimum $1,000.00 deposit.
   ♦ Savings, Money Market & IRA accounts are based on a $100.00 deposit.
   ♦ Christmas Club CD based on a $20.00 deposit.

CERTIFICATE OF DEPOSIT
TERM	RATE	APY	TERM		RATE		APY
14 Day	.20%	.20%	12 Month		.75%		.75%
30 Day	.20%	.20%	2 Year		1.15%		1.15%
60 Day	.20%	.20%	3 Year		1.65%		1.65%
90 Day	.30%	.30%	4 Year		2.00%		2.00%
182 Day	.45%	.45%	5 Year		2.35%		2.35%
SMART STEP CDs				RATE		APY
12 Month Smart Step 1 coupon issued				.70%		.70%
18 Month Smart Step 2 coupons issued				.95%		.95%
24 Month Smart Step 2 coupons issued				1.00%		1.00%
INDIVIDUAL RETIREMENT ACCOUNTS (Traditional, Roth, and Education Savings Accts)				RATE		APY
IRA – 12 Month CD Fixed Rate Variable Rate				1.25%		1.25%
IRA – 18 Month CD Fixed Rate Variable Rate				1.65%		1.66%
IRA – 2 Year CD Fixed Rate Variable Rate				1.65%		1.66%
IRA – 3 Year CD Fixed Rate Variable Rate				2.15%		2.16%
SAVINGS/MONEY MARKET/INTEREST CHECKING				RATE		APY
Interest Bearing Checking Accounts Classic Gold, Denali Investor, Business				.10%		.10%
Xtreme Checking Level 1 = $.01 - $25,000.00 Level 2 = $25,000.01 - $100,000.00 Level 3 = $100,000.01 – over Personal				1.25% .45% .45%		1.26% .45% .45%
Savings Accounts: Personal, Minor, Senior, Business MAX Savings: Minors ages 12 and under				.20% .20%		.20% .20%
Money Market Savings Personal, Business				.20%		.20%
Tiered Money Market Savings – Level 1 = $100.00 - $25,000.00 Level 2 = $25,000.01 - $100,000.00 Level 3 = $100,000.01 -$250.000.00 Level 4 = $250, 000.01 – Over Personal, Business				.20% .20% .35% .45%		.20% .20% .35% .45%

* Restrictions Apply
Effective: July 16, 2010

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SAVINGS/MONEY MARKET/INTEREST CHECKING

APY