Denali State Bank Privacy Policy

Protecting your privacy is important to Denali State Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as efficiently and conveniently as possible we use technology to manage and maintain customer information. The following policy serves as a standard for all Denali State Bank employees for collection, use, retention, and security of nonpublic information.

What Information We Collect

We may collect "nonpublic personal information" about you from the following sources:

  • Information we receive from you on applications or other loan and account forms;
  • Information about your transactions with us; and
  • Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with prodiving a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose

We may disclose information we receive from you, such as your name, address, and account number to other financial institutions with which we have a joint marketing arrangement.

  • We are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" in certain other circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you anyone, except as permitted by law.
  • If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safe-guards that comply with federal standards to guard your nonpublic information.

If you need additional information or if you wish to talk to us regarding this notice please call us at either of these numbers: Fairbanks 456-1400 or Tok 883-2265

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