IRAs


It is never too late to start saving for an Individual Retirement Account!  Stop in today and speak to a new accounts representative about the options available.  We will be happy to help you start saving for your retirement or your child's future! 

Traditional IRA

Under this type of IRA, contributions may be partially or fully tax deductible.  Distributions are generally taxable.

Roth IRA Contributions are not tax deductible, but distributions can generally be withdrawn tax free.  This type of IRA does not have a mandatory withdrawal age. 
Coverdell Education Savings Account Often referred to as an Education IRA, this investment tool was created for the purpose of saving for a child’s education.  The plan allows total after-tax contributions of $2,000 per year for each child until they reach the age of 18.  These contributions and their subsequent earnings are tax free when withdrawn to pay for qualified education expenses.

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