Denali State Bank: Interest Rates

Interest Rates

CERTIFICATE OF DEPOSITS, IRAs, SAVINGS & MONEY MARKET ACCOUNT INTEREST RATES

   Annual Percentage Yield (APY) interest rates based on the following:

   ♦ Certificate of Deposits (CD) are based on a minimum $500.00 deposit.
   ♦ Smart Step CD's are based on a minimum $1,000.00 deposit.
   ♦ Savings, Money Market & IRA accounts are based on a $100.00 deposit.

CERTIFICATE OF DEPOSIT
TERM	INTEREST RATE	APY	TERM		INTEREST RATE		APY
14 Day	.10%	.10%	12 Month		.25%		.25%
30 Day	.10%	.10%	2 Year		.40%		.40%
60 Day	.10%	.10%	3 Year		.80%		.80%
90 Day	.20%	.20%	4 Year		1.00%		1.00%
182 Day	.20%	.20%	5 Year		1.25%		1.25%

SMART STEP CDs				INTEREST RATE		APY
12 Month Smart Step 1 coupon issued				.20%		.20%
18 Month Smart Step 2 coupons issued				.30%		.30%
24 Month Smart Step 2 coupons issued				.35%		.35%
INDIVIDUAL RETIREMENT ACCOUNTS (Traditional, Roth, and Education Savings Accts)				INTEREST RATE		APY
IRA – 12 Month CD Fixed Rate Variable Rate				1.05%		1.05%
IRA – 18 Month CD Fixed Rate Variable Rate				1.10%		1.11%
IRA – 2 Year CD Fixed Rate Variable Rate				1.15%		1.16%
IRA – 3 Year CD Fixed Rate Variable Rate				1.25%		1.26%
SAVINGS/MONEY MARKET/INTEREST CHECKING				INTEREST RATE		APY
Interest Bearing Checking Accounts: Classic Gold, Denali Investor, Business				.05%		.05%
Extreme Checking Level 1 = $.01 - $25,000.00 Level 2 = $25,000.01 - $100,000.00 Level 3 = $100,000.01 – over Personal				1.25% .30% .30%		1.26% .30% .30%
Savings Accounts: Personal, Minor, Senior, Business				.10%		.10%
MAX Savings: Minors ages 12 & under				.10%		.10%
Money Market Savings: Personal, Business				.10%		.10%
Tiered Money Market Savings – Level 1 = $100.00 - $25,000.00 Level 2 = $25,000.01 - $100,000.00 Level 3 = $100,000.01 -$250,000.00 Level 4 = $250, 000.01 – Over Personal, Business				.10% .20% .20% .30%		.10% .20% .20% .30%

* Restrictions Apply
Effective: February 16, 2012

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SAVINGS/MONEY MARKET/INTEREST CHECKING

APY