Classic Gold


Classic Gold is our senior checking account, for ages 55 and older, with extra benefits and interest.

  • No minimum deposit required to open the account
  • No fee when using Denali State Bank ATMs
  • Free Visa® Check Card
  • Free Denali Direct Telebanking
  • Unlimited check writing
  • Detailed monthly statements 

Other benefits

  • Preprinted temporary checks
  • Refer-a-Friend Program 
  • $1,000 Accidental Life Insurance policy on primary account holder
  • Interest rate reduction of 1/4% on new consumer loans (excludes Home Equity Line of Credit) with automatic payment from your Denali State Bank account 

Extra benefits

  • Free checks*
  • Copies of checks included with your monthly statement
  • No bank fees for :
    • Cashier’s Checks
    • Money Orders
    • Traveler's Checks** 
    • Stop Payments
    • Wire Transfers
    • Telephone Transfers
    • Bill Pay          
  • Interest rate increase of 1/4% on Certificates of Deposit invested for 12 months or longer on new deposits***
  • Interest rate increase of 1/4% on new Individual Retirement Accounts
  • 10% discount on new mortgage loan bank origination fee with automatic payment from your Denali State Bank account.   

Requirements

  • If your aggregate daily checking and savings balance falls below $10,000 at anytime during the statement month, a $10 service charge will be accessed.

*Free "Classic Gold" checks

**Excludes dual signature traveler's checks

***Excludes Smart Step CDs

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