Mortgage & Consumer Loans
|Home Loans Made Easy
Get started with online mortgage tools & applications!
Want face-to-face time? You can download & print your own application here, then call us at 458-4202 for a personal appointment.
When you live in a place as unique as Fairbanks, having a connection you can relate to means a lot.
Denali State Bank has a proven record of bringing quality, local lending experience and an established culture of customer service to mortgage lending. Our team will guide you through the mortgage process in the relaxed atmosphere that only a hometown lender can provide. Which makes it easier—and quicker to get into the home you want.
Available Financing Options Include:
• Conventional Financing
• Physician Loans
• Wet/Dry Cabin Loans
• Recreational Properties
• Alaska Housing Finance Corporation
We’re located at 119 North Cushman Street in downtown Fairbanks, and can also be reached at 458.4202.
|Whether you plan to buy a car, ATV or airplane, or to pay medical expenses, take a vacation or want to consolidate debt into a single payment, Denali State Bank is here to help with all of your personal lending needs.|
Discount for Qualifying Loans: Deposit customers can choose “Auto Pay” and receive a ¼% rate reduction on consumer loan rates!
We offer loans for nearly every personal borrowing need, including:
• New and Used Vehicles
• Motorhomes & Travel Trailers
• Boat/Trailer Package
• Snow Machines and ATVs
Home Equity Line of Credit (HELOC)
If you own your home, you may be able to finance important purchases such as home
improvements, a new vehicle, or a child’s college education by using a portion of your
Home Equity Fixed Rate Loan
Concerned about the possibility of rising interest rates? With a Fixed Rate Home Equity
Loan from Denali State Bank, you can borrow against the equity you’ve built up in your
home to pay for the things you need—with predictable monthly payments.
Home Improvement Loan
Want to transform your home from blah to beautiful? Put our local loan experts to work
for you and get the job done, quickly!
Raw (Unimproved) Land Loans
Get financing for unused, undeveloped land. Call us today and we can help expedite
Improved Land Loans
This loan is designed specifically for land that has been partially improved and is in
some kind of construction process.
For information on current product offerings and interest rates, we invite you to call us at: 1.888.458.4291 for more details, or visit us in person at any of our branches.
Lending Club Partnership
Denali State Bank has partnered with Lending Club, a trusted credit marketplace, to provide its customers a lower-cost alternative to a traditional personal loan.
Denali State Bank has a proven record of bringing quality, local lending experience and an established culture of customer service to consumer and mortgage lending.
Meet Your Lending Team—Consumer & Construction Loans
Meet Your Lending Team—Mortgage Loans
Ildefonso “Rod” Rodriguez
AVP, Senior Mortgage Loan Coordinator
Phone: (907) 458-4255
Meet Your Lending Team—Consumer Loans