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Construction Loans








A leader in providing quality financing for home construction in Interior Alaska, Denali State Bank is dedicated to getting you the answers you need, when you need them.  
























Arctic climates require unique construction techniques as well as knowledgeable lenders.  Trust the professional construction lenders at Denali State Bank to see you through every phase of your unique construction project.  Whether you are a seasoned expert or a first-time home builder, you can rely on Denali State Bank to help meet your financing needs.

Take a moment to read our Frequently Asked Questions tab above and discover the answers to questions you and other borrowers are asking. Still have questions?  Call or email our friendly staff and ask how Denali State Bank can assist in making your dream home a reality.      

We offer you:

  • local loan decisions
  • competitive rates
  • quick approval time

We invite you to drop by and meet our experienced lending team or contact us at your convenience.

Construction Links

Our team of experienced lenders can help you with making informed decisions throughout your construction project.  Below are some links relating to construction and financing in Interior Alaska.

Frequently Asked Questions

Q: How do I apply for a construction loan?

A: There are several ways to apply for a construction loan.

  • If you are applying for a residential construction loan you can apply online by clicking on our Denali State Bank Mortgage Center.
  • You may also apply in person by visiting any of our locations.
  • If you prefer, you can download & print your own application here, then call us at 907.458.4223 to schedule your own personal meeting.

Q: What are the interest rates and terms available?

A: Denali State Bank offers competitive construction loan rates and terms that vary with each individual request. Please call 907.458.4223 for specific rate and term information.

Q: What do I need to get started?

A: Compile estimates for the entirety of your construction project.  Additional information may be required for final credit decision.  Click here to contact a lender for more details.

Q: When should I apply?

A: Apply before the building season begins to allow sufficient time for appraisals, verifications and other procedures to be completed.  Consult your lender for specific time frames.  Click here to contact a lender.

Q: How long will it take to get my loan?

A: All loan decisions are made right here in Fairbanks so we offer a fast turnaround time.


Denali State Bank has a proven record of bringing quality, local lending experience to help you get the job done right.

Meet Your Lending Team—Consumer Construction Loans

   Aaron Pletnikoff
   EVP, Chief Lending Officer
   Contact Information
   Phone:  (907) 458-4228

  Nigel Morton
  AVP, Construction & Consumer Loan Manager
   Contact Information
   Phone:  (907) 458-4290