LendingClub is America's largest online credit marketplace. They use technology to operate a credit marketplace at a lower cost than many traditional bank loan programs, with lower rates.*
Over 2 million customers have used a personal loan through LendingClub to pay down their high interest debt, kick-off a home improvement project or make a major purchase. Learn why more borrowers are choosing a loan through LendingClub every day.
Fast and easy application
Fast and easy application, with no impact to your credit score**. You can instantly review loan offers that you qualify for and then complete your application all online! Website: www.lendingclub.com/Denali
Flexible amounts and terms, with no pre-payment penalties
Loan amounts up to $40,000, featuring monthly installment payments that will never increase.
Prepay and save
You can prepay your loan at any time to eliminate future interest payments. There's never a prepayment penalty or fee.
* All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.
**Checking your rate generates a soft credit inquiry, which is visible only to you, A hard credit inquiry that may affect your credit score only appears when your loan is issued.
How do I apply for a loan?
Applying for a loan through LendingClub is fast, easy, and confidential.
- Visit www.lendingclub.com/Denali
- Enter the information requested. Remember, you can check your rate in just minutes with no impact to your credit score**
- Select the option you like best from the offers you receive
- Complete the online application form and verification process
- If you are approved and investors commit to backing your loan, your loan proceeds are automatically deposited into your bank account!
Who will service my loan if I borrow through this program?
LendingClub will service your loan; therefore you would manage your account through their website and contact them directly with any questions.
Can I make a payment on the loan at any Denali State Bank branch?
No, all payments must be made directly through LendingClub. Once you are a LendingClub customer, payments are automatically deducted from your bank account, and you'll receive an email reminder a few days beforehand so you can make sure the money is there. You may also choose other payment methods.