Home Equity Loan Details
- Competitive rates for several short-term or one-time needs:
- Pay off credit cards
- Vehicle, boat, or another toy purchase
- House remodel or improvements
- Travel expenses
- Whatever you want!
- The existing equity in your home is used as collateral backing
- Flexible terms customized to your unique situation
- The interest paid might be tax deductible*
- Fast decision-making and processing right here in Fairbanks
- Attentive, friendly service from local financial experts
Home Equity Line of Credit (FLEXLINE) Details
- Competitive rates for several ongoing or seasonal needs:
- Pay off credit cards
- Vehicle, boat, or another toy purchase
- House remodel or improvements
- Travel expenses
- Whatever you want!
- The existing equity in your home is used as collateral backing
- Borrow up to 85% of your home’s equity just like cash
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified Denali State Bank checking account
- The interest paid might be tax deductible*
- Fast decision-making and processing right here in Fairbanks
- Attentive, friendly service from local financial experts
*Consult a tax advisor.
Affordable Rates
Tax Advantages*
Local Decision-Making
Personal Service