Business Savings

BUSINESS SAVINGS

With our Business Savings account, you can grow your capital while keeping it close at hand with easy access. 

Unlimited transactions

  • In-person withdrawals
  • Automated Teller Machine (ATM)
  • Written transfer requests made through messenger or by mail
  • Automatic Funds Transfers (AFTs) to another account at our bank
  • Transfer to make a loan or safe deposit box rental payment at our bank


Limited check or other third party withdrawals - 6 per month restriction

  • Telebanking, mobile or online banking transfers
  • Third party pre-authorized payment made by Automated Clearing House (ACH)
  • Employee assisted phone transfers

Interest accrues daily and pays quarterly

Electronic statement delivery

Automated Teller Machine (ATM) card or add the account to your existing DSB VISA® business debit card

Qualifications & Fees

Minimum opening deposit: $100

Maintain a daily balance of $100 to accrue interest

No fee if you:

  • Maintain a daily balance of $200 or more, otherwise monthly statement service charge is $5
  • Receive e-Statements, otherwise monthly paper statement fee is $2
  • Remain within the 6 restricted transactions limit per month, otherwise the excess transaction fee is $5 each.

Other Services, no fee

  • Mobile Banking with Mobile Deposit
  • Online Banking with Bill Pay
  • Denali State Bank ATMs

BUSINESS MONEY MARKET SAVINGS

Smart banking: a savings account that offers a competitive rate of interest while still allowing easy access to your funds.

Unlimited transactions

  • In-person withdrawals
  • Automated Teller Machine (ATM)
  • Written transfer requests made through messenger or by mail
  • Automatic Funds Transfers (AFTs) to another account at our bank
  • Transfer to make a loan or safe deposit box rental payment at our bank

Limited check or other third party withdrawals - 6 per month restriction

  • Telebanking, mobile or online banking transfers
  • Third party pre-authorized payment made by check or by Automated Clearing House (ACH)
  • Employee assisted phone transfers

Interest accrues daily and pays monthly

Electronic statement delivery

VISA® debit card

Qualifications & Fees

Minimum opening deposit: $500

No fee if you:

  • Maintain a daily balance of $2,500 or more, otherwise monthly statement service charge is $5
  • Receive e-Statements, otherwise monthly paper statement fee is $2
  • Remain within the 6 restricted transactions limit per month, otherwise the excess transaction fee is $10 each.

Other Services, no fee

  • Mobile Banking with Mobile Deposit
  • Online Banking with Bill Pay
  • Denali State Bank ATMs

BUSINESS MONEY MARKET SAVINGS - TIERED

You’ve earned it; now make it work for you! Enjoy the benefits offered by our Money Market Savings along with the opportunity to earn a higher interest rate based on your account balance. Plus, enjoy the peace of mind that comes with FDIC deposit insurance coverage.

Unlimited transactions

  • In-person withdrawals
  • Automated Teller Machine (ATM)
  • Written transfer requests made through messenger or by mail
  • Automatic Funds Transfers (AFTs) to another account at our bank
  • Transfer to make a loan or safe deposit box rental payment at our bank

Limited check or other third party withdrawals - 6 per month restriction

  • Telebanking, mobile or online banking transfers
  • Third party pre-authorized payment made by check or by Automated Clearing House (ACH)
  • Employee assisted phone transfers

Interest accrues daily and pays monthly

Electronic statement delivery

VISA® debit card

Qualifications & Fees

Minimum opening deposit: $25,000

No fee if you:

  • Maintain a daily balance of $25,000 or more, otherwise monthly statement service charge is $10
  • Receive e-Statements, otherwise monthly paper statement fee is $2
  • Remain within the 6 restricted transactions limit per month, otherwise the excess transaction fee is $10 each.
Other Services, no fee

  • Mobile Banking with Mobile Deposit
  • Online Banking with Bill Pay
  • Denali State Bank ATMs

CERTIFICATE OF DEPOSIT ACCOUNTS

Business owners: get competitive CD rates with certificates of deposit at Denali State Bank. We offer a variety of terms and CD types to fit your short-term and long-term savings needs.

If you’ve been searching for a relatively low-risk investment, consider a Certificate of Deposit (CD). Typically offering a higher rate of interest than a regular savings account, CDs feature federal deposit insurance up to $250,000. Additionally, interest rates on CDs are guaranteed until maturity and interest earned can be mailed to you by check, automatically deposited to your checking or savings account or left to accumulate on the certificate.


Conventional CD

Our Conventional CD offers terms varying in length from 14 days to 5 years. You choose the one that best meets your investment goals. Interest rates may increase with the length of your term.


Smart Step CD

Worried that interest rates might go up after you’ve committed? This CD allows you to make additional deposits and retain the ability to increase your interest rate if it goes up during the term of the certificate.

For information on current product offerings and interest rates, we invite you to call us at: 1.888.458.4291 for more details, or visit us in person at any of our branches.