Welcome to the Best Bank on the Block.
Dear Prospective Denali State Banker,
At Denali State Bank, our employees are our greatest asset. We are proud to hire local talent who know our community and take care of our customers better than anywhere else. Our employees steer the path in our mission to become the bank of choice for interior Alaskans. For the fourth year in a row, we're proud to be named the #1 Best Bank in Fairbanks by the Fairbanks Daily News-Miner Readers' Choice Awards!
Locally-owned and operated since 1986, our community bank provides customers with local banking options, expertise, and personalized service. Simply put, it's "banking that matters." What does that mean? Along with investing time and funds into the community, we employ over 80 professionals with 5 branches in total located in Fairbanks and Tok. We also live, work, and play locally! All of which gives back to the community and supports the local economy.
Interested in joining our banking family? We look for "born bankers." This means passion for customer service and volunteering in the community. It means working smarter, not harder. It means tireless dedication to learning and growing. Most importantly, it means creating value for our customers, the organization and our community.
If you consider yourself a "born banker," please view our available Career Opportunities below. If you don't see an available opportunity, don't be discouraged! Like we mentioned, we're a family and we don't leave home often. But, if and when there's an opportunity, be sure to check back frequently. We look forward to meeting you.
Sincerely,
Denali State Bank
Career Opportunities
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Commercial Loan Officer or Loan Officer Trainee
Work Schedule: Full-time, Exempt or Non-Exempt
Location: Main Office – 119 N. Cushman Street, Fairbanks, AK
Position Overview: Denali State Bank is a community bank committed to supporting the businesses, families, and organizations of Interior Alaska. The Commercial Loan Officer originates, underwrites, and manages a portfolio of commercial loans, builds lasting relationships with local business owners, and helps strengthen the Fairbanks-area economy while maintaining sound credit quality. The ideal candidate has commercial lending experience; however, candidates without it may apply but will be considered as a Commercial Loan Officer Trainee.
Key Responsibilities:
Business Development
- Identify, solicit, and develop new commercial lending relationships within the Fairbanks North Star Borough and surrounding Interior communities
- Cultivate referral relationships with CPAs, attorneys, realtors, and business owners
- Represent the bank at community events and actively participate in civic organizations, boards, and committees
- Cross-sell deposit, cash management, and other bank services
Loan Origination and Underwriting
- Originate commercial real estate, construction, equipment, working capital, and operating loans
- Analyze financial statements, tax returns, cash flow, collateral, and industry conditions to assess creditworthiness
- Prepare credit presentations and recommendations for loan committee approval
- Structure loans that balance customer needs with the bank's risk standards
- Work with federal (SBA, USDA, etc.) and state loan programs AIDEA, SSBCI where appropriate
Portfolio Management
- Manage an assigned portfolio, monitoring performance, covenant compliance, and financial reporting
- Conduct periodic reviews and site visits, and recommend risk rating changes as needed
- Identify early warning signs of credit deterioration and work with borrowers on solutions
- Assist with workouts, renewals, modifications, and collections as needed
Compliance and Administration
- Ensure all lending activity complies with federal and state regulations, bank policy, and regulatory guidance
- Maintain complete and accurate loan documentation
Qualifications and Compensation:
Commercial Loan Officer: A bachelor’s degree in business, finance, accounting, or a related field and commercial lending experience are required. Substantial commercial lending experience may serve in lieu of the Bachelor’s degree requirement. The salary range is $90,000 to $155,000 per year, depending on experience. This position is also eligible for an annual discretionary bonus.
Commercial Loan Officer Trainee: A bachelor’s degree in business, finance, accounting, or a related field is required. Applicant must possess strong accounting skills, along with business development and/or sales skills. Professional experience in banking, accounting, finance, sales, or other relevant field is required. The salary range is $65,000 to $85,000 per year, depending on experience.
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Member FDIC and EOE