Welcome to the Best Bank on the Block.
Dear Prospective Denali State Banker,
At Denali State Bank, our employees are our greatest asset. We are proud to hire local talent who know our community and take care of our customers better than anywhere else. Our employees steer the path in our mission to become the bank of choice for interior Alaskans. For the fourth year in a row, we're proud to be named the #1 Best Bank in Fairbanks by the Fairbanks Daily News-Miner Readers' Choice Awards!
Locally-owned and operated since 1986, our community bank provides customers with local banking options, expertise, and personalized service. Simply put, it's "banking that matters." What does that mean? Along with investing time and funds into the community, we employ over 80 professionals with 5 branches in total located in Fairbanks and Tok. We also live, work, and play locally! All of which gives back to the community and supports the local economy.
Interested in joining our banking family? We look for "born bankers." This means passion for customer service and volunteering in the community. It means working smarter, not harder. It means tireless dedication to learning and growing. Most importantly, it means creating value for our customers, the organization and our community.
If you consider yourself a "born banker," please view our available Career Opportunities below. If you don't see an available opportunity, don't be discouraged! Like we mentioned, we're a family and we don't leave home often. But, if and when there's an opportunity, be sure to check back frequently. We look forward to meeting you.
Sincerely,
Denali State Bank
Career Opportunities
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Commercial Loan Officer or Loan Officer Trainee
Work Schedule: Full-time, Exempt or Non-Exempt
Location: Main Office – 119 N. Cushman Street, Fairbanks, AK
Position Overview: Denali State Bank is a community bank committed to supporting the businesses, families, and organizations of Interior Alaska. The Commercial Loan Officer originates, underwrites, and manages a portfolio of commercial loans, builds lasting relationships with local business owners, and helps strengthen the Fairbanks-area economy while maintaining sound credit quality. The ideal candidate has commercial lending experience; however, candidates without it may apply but will be considered as a Commercial Loan Officer Trainee.
Key Responsibilities:
Business Development
- Identify, solicit, and develop new commercial lending relationships within the Fairbanks North Star Borough and surrounding Interior communities
- Cultivate referral relationships with CPAs, attorneys, realtors, and business owners
- Represent the bank at community events and actively participate in civic organizations, boards, and committees
- Cross-sell deposit, cash management, and other bank services
Loan Origination and Underwriting
- Originate commercial real estate, construction, equipment, working capital, and operating loans
- Analyze financial statements, tax returns, cash flow, collateral, and industry conditions to assess creditworthiness
- Prepare credit presentations and recommendations for loan committee approval
- Structure loans that balance customer needs with the bank's risk standards
- Work with federal (SBA, USDA, etc.) and state loan programs AIDEA, SSBCI where appropriate
Portfolio Management
- Manage an assigned portfolio, monitoring performance, covenant compliance, and financial reporting
- Conduct periodic reviews and site visits, and recommend risk rating changes as needed
- Identify early warning signs of credit deterioration and work with borrowers on solutions
- Assist with workouts, renewals, modifications, and collections as needed
Compliance and Administration
- Ensure all lending activity complies with federal and state regulations, bank policy, and regulatory guidance
- Maintain complete and accurate loan documentation
Qualifications and Compensation:
Commercial Loan Officer: A bachelor’s degree in business, finance, accounting, or a related field and commercial lending experience are required. Substantial commercial lending experience may serve in lieu of the Bachelor’s degree requirement. The salary range is $90,000 to $155,000 per year, depending on experience. This position is also eligible for an annual discretionary bonus.
Commercial Loan Officer Trainee: A bachelor’s degree in business, finance, accounting, or a related field is required. Applicant must possess strong accounting skills, along with business development and/or sales skills. Professional experience in banking, accounting, finance, sales, or other relevant field is required. The salary range is $65,000 to $85,000 per year, depending on experience.
Teller
Employment Type: Full-time, Non-Exempt
Work Schedule: Monday – Friday, 8:30am – 5:30pm to include occasional Saturday shifts
Location: Chena Pump Branch
Pay Range: $19.50 - $25.00 per hour DOE
Position Overview:
Denali State Bank offers excellent training and career development in a wide range of job functions. Many bankers begin their career as a Teller and work in a challenging and rewarding environment. As a Teller at Denali State Bank, you’ll learn about banking regulations, become knowledgeable about our banking products and services, and build relationships with our customers to help them reach their financial goals. More importantly, you’ll have the opportunity to represent the bank within the community by volunteering to participate in a wide variety of events and activities that support local organizations, our customers and the community.
The ideal Teller candidate should meet the following requirements:
- High School Diploma or equivalent.
- At least 6 months of experience with cash handling, customer service, or an equivalent combination of training and experience.
- Strong work ethic, initiative, and the ability to interact well with others.
- Interest in volunteerism and participating in community/bank sponsored events.
Loan Servicing Specialist
Employment Type: Full-time, Non-Exempt
Work Schedule: Monday – Friday, 8am – 5pm
Location: Main Office – 119 N. Cushman Street, Fairbanks, AK
Pay Range: $24.00 - $32.00 per hour DOE
Position Overview:
This position performs a variety of duties related to servicing of Mortgage, Consumer, Construction, and Commercial loans. Duties also include contract collections and/or insurance.
Qualifications:
- High School Diploma or equivalent required.
- Experience in banking, loan servicing, or an equivalent combination of education, training, and/or experience to fulfill the essential functions of the position. Insurance experience preferred but not required.
- Must demonstrate excellent customer service skills.
- Proficiency with computer programs and common office equipment.
- Ability to accurately and consistently apply knowledge of compliance and regulatory requirements related to loan servicing.
- Must have excellent attention to detail, ability to retain and recall information, and strong organizational skills.
Personal Banker
Employment Type: Full-time, Non-Exempt
Work Schedule: Monday – Friday to include occasional Saturday shifts. Work hours vary between 8:45am – 6:15pm.
Location: Main Office – 119 N. Cushman Street, Fairbanks, AK
Pay Range: $24.00 - $29.00 per hour DOE
Position Overview:
The Personal Banker serves as a primary point of contact for personal and business customers at the branch. This position opens and maintains deposit accounts, processes teller and operational transactions, and recommends products and services that fit each customer’s needs. The Personal Banker must apply sound judgment on account openings and questionable items, follow Bank Secrecy Act (BSA) and fraud-prevention requirements, and keep accurate, properly authorized documentation. The position also carries Lead responsibilities, including reviewing work, resolving problems, and training other branch staff, when required.
Essential Functions:
Customer Service and Sales
- Assist customers in selecting products and services that meet their needs, and promote and cross-sell the Bank’s offerings.
- Establish proper identification of new customers.
Account Opening and Maintenance
- Open personal and business checking (DDA) and savings accounts, safe deposit boxes, IRAs, and certificates of deposit, including ICS and CDARS products.
- Decide whether to open new accounts, assign account numbers, check credit history, and accept initial deposits.
- Prepare and complete all documents requiring customer signatures and process checking, savings, and certificate of deposit paperwork.
Teller and Transaction Processing
- Process deposits, check cashing, savings withdrawals, and cash advances, confirming that documents are properly authorized, in proper form, and within authorized limits.
- Use judgment when questionable items are presented for cashing.
- Issue receipts and verify that deposit documents are in proper form.
Operational Duties
- Process holds and stop payments, ATM duties, incoming and outgoing wires, and certifications.
- Follow required documentation and procedures for accounts involving the death of an account holder.
- Assist with opening and closing the vault, preparing and processing incoming and outgoing shipments, and balancing vault currency and coin, as needed.
Compliance and Risk
- Apply a solid understanding of the BSA, complete Currency Transaction Reports (CTRs), and report suspicious activity to the appropriate supervisor.
- Use the Bank’s fraud detection program to identify and escalate potential fraud.
Systems and Documentation
- Use CIF, the Silverlake teller system, and the new account platform proficiently.
- Scan, index, and audit documents in Synergy.
Lead Responsibilities
- Assign and review work for accuracy and completeness.
- Assist others in resolving problems and approve transactions within authority levels.
- Train other staff in branch operations.
Qualifications:
- High school diploma or equivalent.
- At least three years of related experience, or an equivalent combination of education, training, and/or experience.
- Proficiency with the systems listed above (CIF, Silverlake, the new account platform, fraud detection software, and Synergy).
- Working knowledge of BSA requirements and deposit account products.
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Member FDIC and EOE